Nearest Barclay's?

[Cinema]

Hey guys,

Barclay's is the sister bank of my bank in the US, but it seems there is no Barclay's in St. Andrews... Anyone know if there is one nearby?

[Cain]

According to the Barclays Bank Branch Locator, yes there is.

[Haunted]

I checked the locator as well, the nearest one is 24 High St, Dundee

[Guest]

You can use HBOS or RBS cash machines. The closest Barclay's branch is in Dundee - about 12 miles away/ 30 mins by bus.

[schmod]

I'm guessing you use Bank of America?

When I was in St Andrews, it was free to use the RBS ATMs with a BoA debit card -- unlike the US, there are no 3rd-party ATM surcharges in the UK. Bank of America added a 1% surcharge on top of the inter-bank exchange rate, which is as low of a rate as you're going to get anywhere.

I believe that the surcharge was higher for the debit card for non-ATM transactions (closer to 3% if I remember correctly). Bank of America's credit cards don't all use the same exchange rate -- I believe that Visa added 3%, while American Express adds 1%, presuming that you can find a merchant who will accept it (most major chains, and the occasional restaurant, although you'll have to explain that your card has no chip).

If you need to make a deposit, there's an address that you can mail your cheques to, which should cost less than a trip into Dundee.

This was in 2008. Things may have changed since then.

[Cinema]

Thanks for the responses all.

I assume the Barclay's Branch Locator is wrong then? I checked it, but it didn't seem to be an actual branch, just an ATM or something.

Thanks for the rundown and advice Schmod. Especially good to know I can mail in checks.

[Guest]

The Dundee address is definitely a branch (it has an ATM too), but that's your closest option unfortunately.